Contractor’s Plant & Machinery Insurance- Benefits And Exclusions

Coverage: Plant and equipment often constitute a considerable part of a building contractor’s investment. Contractor’s Plant and Machinery insurance is an exclusive all risks policy covering the plant and machinery used by the contractors at the site for various projects.
Contractors Plant and Machinery Insurance covers the property whether they are at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or in the course of operations or when being shifted within the premises or during subsequent re-erection, but in any case only after successful commissioning.

Interest Covered: Illustrations of machineries/equipment that can be covered under Contractors Plant & Machinery insurance are-
– Earthmoving equipment: Bulldozer, grader, scraper, excavator, loader, dumper, etc
– Concrete mixer, concrete pumps
– Lifting equipment and drilling equipment Road surfacing equipment:
– Batching plant for production of concrete of asphalt
– Concrete or bitumen paving machines
– Bitumen tank sprayers (iv) rollers

Duration: Normally on annual basis and to be renewed periodically

Scope: It is an all risks insurance policy covering loss or damage to the property by any cause other than those excluded-
– Fire, lightning, explosion, aircraft damage
– Riot, strike, malicious act
– Flood, inundation, storm, cyclone and allied perils
– Landslide, subsidence and rockslide
– Burglary and theft
– Collision, overturning and falling of foreign object
– Any other sudden, unforeseen, accidental damages not explicitly excluded

Exclusions: Some of the special exclusions under the policy are-
– Electrical /mechanical breakdown
– Vehicles designed and licensed for general road
– Hull and machinery of waterborne vessel/crafts
– Plant/machinery working underground
– Equipments undergoing testing
– Replaceable parts
– Loss or damage due to explosion of boiler/pressure vessel
– Total or partial immersion in tidal waters
– Whilst in transit
– Consequential Loss

Extensions: Cover can be extended to includes up to a limit chosen by you on the following on payment of additional premium-
– Owner’s surrounding property
– Clearence and removal of debris
– Additional customs duty
– Express freight
– Air freight
– Third party liability
– Floater cover
– Dismantling
– Earthquake
– Escalation”””

Expenses To Consider When Leasing A Atlanta Apartment Rental

Are you are first time renter? If so, there are some valuable tips you will want to keep in mind to ensure you find the best Atlanta apartment rental. Additionally, these tips will help you save money and will also save you from many common stresses that people face the first time they move out and into their very first apartment.

The first piece of advice that has assisted many people in finding a great apartment in little time is to conduct your search online. In this day and age there is no reason why you should be relying on your local newspaper to find an Atlanta apartment rental.

The majority of real estate agents and property management teams focus their advertising online. By making use of a virtual Atlanta apartment locator you can quickly save yourself time from having to search through hundreds to thousands of listings in your area. You can enter the criteria you have in mind for your new apartment into an Atlanta apartment locator and will immediately be presented with a detailed list of all available properties in your area.

The second piece of advice is to simply sit and come up with a realistic budget. You should also be aware the day you move into your new apartment you will be required to spend more money then you will throughout the following months. Nearly all rentals in Atlanta require their tenants to pay a security deposit when moving in. This security deposit is generally equal to the general cost of rent. Therefore, you need to keep this expense in mind.

Another expense that many people are not prepared for is pet deposits. If you have a pet you will be bringing along with you on your move you should be aware you are going to be required to pay for this privilege. Some apartments in Atlanta charge a onetime pet fee while others add on a specific fee for each month individually. This again is something you will want to keep in mind and calculate when planning out your budget.

The third major expense to consider is utilities in general. Most apartments do require their tenants to place specific utilities in their name. If you have never had a utility in your name in the past you may be required by one or more utility companies to put down a deposit.

Finally, consider the expense of moving altogether. Will you require the need of a moving truck or a moving service? This is one of the most overlooked expenses people fail to prepare for when moving for the first time.

If you keep these things in mind and make use of a apartment finder online you will save yourself from a great deal of grief and stress. You can save yourself more time and effort as well by making use of JAMCO Properties when seeking out an apartment in Atlanta. They are the number one apartment management team in the area.

The Fukushima Nuclear Power Plant Lie

It’s been over a year now since a massive earth quake hit Japan and caused one of the worst tsunamis on record. The number of reported deaths is around 20,000 and the number of people who are still suffering from this tragic catastrophe is in the millions. A direct result of the earth quake and tsunami was the destruction of the Fukushima nuclear power plant.

Unbelievably, the situation at the Fukushima nuclear power plant is unchanged and the environment surrounding the Fukushima nuclear power plant has not improved. The government has been lying to us all about the severity of the situation and is not sharing any information to domestic and global communities.

With the assistance of intense political pressure and demands of the global community to know what is happening at the Fukushima nuclear power plant, the government of Japan has been forced to reveal the severity of the Fukushima nuclear power plant disaster.

In a recent probe of one of the nuclear reactors that is still accessible, it was found that the levels of radiation are so high that it would result in almost instant death if anyone entered the area unprotected. The level of radiation found within the reactor was reportd at 70 seiverts an hour. Radiation at 70 seiverts an hour could kill an adult within 6 minutes and would you believe the levels of radiation were unbelievably 10 times higher than experts had been hoping. The latest investigation into the Fukushima nuclear power plant also reveals that the other two reactors that were not accessible are in even worse shape.

Irrespective of where you live in the world, the radiation from the Fukushima nuclear power plant is affecting you. It has been reported that the radiation from the Fukushima nuclear power plant is impacting people living within a 250 kilometre radius of the toxic site. In fact, the area within the Fukushima nuclear power plant is so toxic and so dangerous; the government of Japan has announced that they are going to have to develop a new type of protection so that anyone can access the site.

So what can the people of Japan and those who live near the Fukushima nuclear power plant expect as a direct result of the Fukushima nuclear power plant disaster? Well, the experts and the government won’t tell anyone anything. However, from what we can see from the awful nuclear disaster in Chernobyl, it was concluded that around 60% of children experienced thyroid cancer, 10% of children experienced mental disorders and many children have a genetic disorders. It would be fair to conclude that this is what the residents who surround the Fukushima nuclear power plant can expect. I again pose the question, why is the government keeping quiet and why is the government not communicating this information?

The tragic events of the Fukushima nuclear power plant prove two important things. The first is that we can’t control the environment and sometimes mother nature serves us a curve ball that we cannot avoid. Secondly, whenever a community is challenged with a disaster, the government will lie to us all and will never make public the severity of the disaster.